Lasting Power of Attorney
A Lasting Power of Attorney is used if you can no longer make decisions yourself.
What an LPA is
An LPA lets you appoint one or more people you trust, called donees, to make decisions for you if you lose mental capacity. Your donees can act only after you lose capacity, which can happen at any age through illness or an accident.
Your donees can act on your personal welfare, your property and affairs, or both.
What happens without one
Your spouse or children do not automatically have authority to act for you. Without an LPA, they may need to apply to the court to be appointed your deputy. This takes longer and costs more, and the court decides who is appointed.
Who should have one
- Anyone aged 21 or over who has mental capacity can make an LPA.
- It is most useful if you have bank accounts or property in your sole name, or want to choose who acts for you.
How to make one
- Choose your donees and speak to them first.
- Most people use LPA Form 1, which can be completed online through the Office of the Public Guardian using Singpass.
- A certificate issuer, such as an accredited doctor or a lawyer, confirms that you understand the LPA. Certificate issuers charge a fee for this.
- The LPA is then registered with the Office of the Public Guardian. Please check the Office of the Public Guardian's website for current fees.
How it fits with your other documents
Your will covers your assets after you die. CPF savings and insurance policies with a nomination are paid to your nominees instead. An LPA covers the period while you are alive but cannot make decisions yourself.
Official sources
Related
Estate check
Ten questions on your will, nominations, Lasting Power of Attorney and property. It takes about three minutes.
Start the estate checkThis guide is general information, not legal, tax or financial advice. Rules and fees can change, so please check the official websites listed above.